A major deadline for certain federal student loans is only two weeks away, and failing to act could be a costly mistake for ...
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...
GREENSBORO, N.C. — If you go to college, chances are you have a federal student loan: 28% of undergraduate students borrow federal loans to pay for college, and 61% of graduate students borrow federal ...
・The OBBBA imposes new borrowing caps on formerly unlimited federal programs (Parent PLUS and Grad PLUS), reducing the pool of high-earning borrowers in the federal system. ・These new caps effectively ...
The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...
Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...
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Federal direct student loans: What to know in 2026
Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...
A popular method parent borrowers can use to qualify their student loans for income-driven repayment is going away soon. Borrowers with Parent PLUS loans need to take several steps soon if they want ...
WASHINGTON, DC - FEBRUARY 28: Student loan borrowers and advocates gather in support of student loan forgiveness at the Supreme Court on February 28, 2023 in Washington, DC. (Photo by Jemal ...
The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...
WASHINGTON — As a federal government shutdown begins Oct. 1, millions of student loan borrowers may be wondering how the funding lapse could affect their payments and services. The short answer: Keep ...
When parents take out federal loans to help students pay for college, the government doesn’t offer quite as favorable terms as it does when it’s providing loans directly to students. Parents pay a ...
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